Commercial Real Estate, Mortgage Banking in Irvine CA

Our Mission

At CEM Capital, our mission is to provide our clients with easy access to the commercial mortgage marketplace through loan originations, the raising of equity for commercial real estate investments, and the purchase and sale of competitive loans. We achieve this mission by striving to execute every transaction flawlessly and by providing outstanding customer service.


Company Overview

CEM Capital is a full-service mortgage banking and commercial real estate investment company that specializes in utilizing capital to provide liquidity to real estate investors, developers, banks, savings institutions, and mortgage companies.

Our core service includes the nationwide origination of commercial real estate loans. In addition, we purchase and sell seasoned commercial loans, self-storage lending, and help raise equity for real estate investments.

We strive to know and meet our clients' needs. As a privately held company, we have the advantage of being extremely flexible in all aspects of our business model. Whether we are refinancing a portfolio anchored retail shopping center or advising on a sale of a loan, our clients can always count on a friendly and educated approach.

We've built our reputation one deal at a time, with over 90% of our new business coming from referrals. Our strategy is very simple: We value professional excellence and work hard to produce consistent results, unsurpassable customer service, and strong relationships that extend well into the future. Through our continued execution of this strategy, we've developed a wide variety of clients that keep coming back month after month, year after year.

President's Bio

Charles E. Mills

CEM Capital
200 Spectrum Center Drive Suite 300
Irvine CA. 92618
Irvine CA. 92618
Phone: (949) 724-1404
Mobile: (949) 230-1233
eFax: (530) 482-2251

Charles (Chuck) Mills is President of CEM Capital and currently resides in Coto De Caza, CA with his wife and four children.

Mr. Mills was previously employed at California Bank & Trust (CB&T) as Vice President / Manager for nearly a decade. During his tenure with CB&T, Mr. Mills was a top producer and ran the Capital Market division where he created long term exit strategies for CB&T's construction and portfolio clients. He also created and implemented the bank's floating and short term fixed rate programs.

Prior to working for California Bank & Trust, Mr. Mills worked for Westco Real Estate Finance Corporation as Senior Vice President. He was responsible for loan production and maintaining correspondent relationships with the firms, Life Companies, and other correspondent lenders.

Mr. Mills received his BSBA in Finance and Real Estate from the University of Arkansas in 1982. He holds a California Real Estate Broker's License.

Hours of Operation: Monday – Friday, 8:00 a.m. – 8:00 p.m.  |  Licensed, California Real Estate Broker